Lending
Lend and borrow crypto: Earn interest or get liquidity without selling assets.
Top gainers this week
Top losers this week
7 days at the top this week — $AAVE is dominating the category
Up 76 places this week, $SEAM is gaining ground
Down 60 places this week, $BETA is losing steam
$TETU climbed 51 places this week
$SEAM sank to a 0 gem score this week
$AAVE · 77 gem score this week
$aEthUSDC dropped out of the top ranks this week
161 tokens rose and 70 fell this week
@panteoGovernance+1•11$MORPHO tackles DeFi’s silent friction: capital inefficiency in lending. It intelligently routes liquidity, either through direct peer-to-peer matches or existing protocols like Aave, securing optimal rates.
This efficiency layer isn't flashy. It makes core DeFi primitives perform better, a fundamental improvement the market often ignores. This creates a durable advantage, solving a systemic pain point.
@sazoxGovernance+1•7$COMP is waking up after months of compression.
DeFi OG. Real protocol revenue. Active governance.
From a trading perspective:
• Volume is picking up
• Range tightening
• Watching for structure shift above range highs
Unlike pure narrative plays, $COMP moves when DeFi usage moves.
@bdrexGovernance+1•6$AAVE continues to stand out as one of the strongest DeFi protocols, consistently driving innovation in decentralized lending.
@traviGovernance+3•4$SPK looks hot, defi has been in shambles recently but this is nice to see
Token | Price | 1d % ▲▼ | 1w % ▲▼ | 1m % ▲▼ | Market Cap ▲▼ | Volume 24h ▲▼ | Score ▲▼ | Category | Holders ▲▼ | Entropy ▲▼ | Mc/Rev ▲▼ |
|---|---|---|---|---|---|---|---|---|---|---|---|
Aave V4AAVE | $98.21 | 0.5% | 2.9% | 8.0% | $1.50B | $4.35M | 77.16 | 177,612 | 0.4414 | 24,580 | |
NexoNEXO | $0.7178 | -0.9% | -6.2% | -0.4% | $720.54M | $106,588 | 75.89 | Utility+1 | 70,355 | 0.4701 | – |
PendlePENDLE | $1.462 | -2.1% | -8.9% | 16.2% | $411.94M | $102,161 | 75.61 | 73,116 | 0.3528 | 17.6 | |
Aave Ethereum USDCaEthUSDC | $0.9998 | -0.0% | -0.0% | 0.0% | $2.12B | $1,336 | 74.57 | USD+1 | 23,923 | 0.7154 | – |
AaveAAVE | $98.21 | 0.5% | 2.9% | 8.0% | $2.63M | $684,296 | 74.54 | 141,707 | 0.3 | – | |
AaveAAVE | $98.21 | 0.5% | 2.9% | 8.0% | $5.19M | $178,359 | 73.58 | 28,379 | 0.3923 | – | |
KaminoKMNO | $0.01885 | 4.6% | 2.7% | -5.5% | $188.26M | $57,794 | 73.51 | 53,196 | 0.3825 | 16.85 | |
Morpho TokenMORPHO | $1.973 | 1.9% | -4.4% | 12.6% | $1.29B | $993,301 | 73.48 | 146,223 | 0.2458 | – | |
CompoundCOMP | $16.53 | -0.6% | -5.4% | -3.4% | $159.41M | $2,845 | 73.1 | 88,761 | 0.4079 | – | |
Compound V3COMP | $16.53 | -0.6% | -5.4% | 5.6% | $159.89M | $9,184 | 72.89 | 219,479 | 0.4469 | 846.99 | |
CapCAP | $0.02458 | 2.0% | 23.0% | 25.4% | $4.20M | $4.65M | 72.81 | 7,091 | 0.5294 | – | |
USDL StablecoinUSDL | $0.9999 | 2.2% | -0.3% | 0.7% | $1.27M | $66,054 | 72.42 | Lending+1 | 5,568 | 0.6116 | – |
LUCALUCA | $0.2915 | 0.9% | 9.2% | 16.3% | $2.57M | $9,400 | 72.24 | Utility+1 | 47,583 | 0.3262 | – |
EdelEDEL | $0.007232 | -1.0% | -22.1% | -42.8% | $7.22M | $21,537 | 72.23 | Lending+1 | 24,777 | 0.4434 | – |
Clearpool TPOOLCPOOL | $0.01863 | -0.5% | -5.6% | -2.7% | $18.26M | $34,822 | 71.94 | 22,673 | 0.5121 | – | |
Morpho TokenMORPHO | $1.973 | 1.9% | -4.4% | 12.6% | $1.27B | $82,549 | 71.67 | 21,374 | 0.3536 | 0 | |
ZestZEST | $0.25 | 8.0% | 12.9% | 12.5% | $250.50M | $1.70M | 71.59 | 34,866 | 0.2372 | – | |
Euler DAOEUL | $1.64 | 0.3% | 62.0% | 63.0% | $43.55M | $401,161 | 71.23 | 5,430 | 0.4714 | 43.44 | |
Maple RWASYRUP | $0.1669 | 0.0% | -8.8% | 20.6% | $192.79M | $139,351 | 71.04 | Lending+1 | 16,583 | 0.464 | – |
Aave Ethereum WETHaEthWETH | $1,887 | -0.2% | -1.8% | 19.9% | $4.55B | $118.93 | 70.97 | ETH+1 | 45,359 | 0.5854 | – |
Aave Base WETHaBasWETH | $1,894 | 0.3% | -1.6% | 20.6% | $4.45B | $2,047 | 70.91 | ETH+1 | 315,252 | 0.3581 | – |
Centrifuge ProtocolCFG | $0.1812 | 2.6% | -0.8% | -8.4% | $68.68M | $60,536 | 70.82 | RWA+1 | 10,474 | 0.4855 | 13.08 |
RadiantRDNT | $0.0005433 | -2.3% | -6.1% | -13.1% | $770,288 | $13,354 | 70.5 | 135,942 | 0.2425 | – | |
MoonwellWELL | $0.003096 | -2.6% | -11.4% | -8.5% | $13.80M | $29,490 | 70.48 | 135,765 | 0.2599 | 51.76 | |
Staked AavestkAAVE | $97.9 | -0.2% | 2.8% | 8.3% | $218.25M | $475.81 | 70.42 | 19,548 | 0.5361 | – |
Frequently asked questions
How has Lending performed recently?
The Lending category shows a mixed performance over both the 7-day and 30-day windows, with 125 tokens seeing an increase in their scores and 105 tokens experiencing a decline. Aave V4 has been a standout performer, leading in streaks with 7 consecutive days and achieving the highest score of 76.8017. Seamless V2 on Arbitrum and Polygon is a notable climber, increasing its score by 110.1%, while Tetu Pawnshop and Euler DAO also saw significant rank improvements. On the other hand, Beta Token on BSC experienced the largest decline, with its score dropping by 36.9%. Exactly, HOPE Collateral, and Blueberry also feature among the top fallers. Nexo emerged as a new entrant in the top K tokens, while Aave Ethereum USDC exited this elite group.
What is crypto lending?
Crypto lending allows cryptocurrency holders to lend their digital assets to borrowers in exchange for interest payments. This process is facilitated by decentralized finance (DeFi) platforms or centralized exchanges.
How does crypto lending work?
Lenders deposit their cryptocurrency into a lending protocol or platform. Borrowers then take out loans, typically by providing other cryptocurrencies as collateral. The interest rates are determined by supply and demand within the platform, and lenders earn a portion of the interest paid by borrowers.
What are the benefits of crypto lending?
Benefits include earning passive income on idle crypto assets for lenders, and for borrowers, it offers a way to access liquidity without selling their holdings, potentially avoiding taxable events or maintaining long-term positions.
What are the risks associated with crypto lending?
Risks include smart contract vulnerabilities in DeFi protocols, counterparty risk with centralized platforms, potential for liquidation if the value of collateral drops significantly, and volatility in the underlying cryptocurrency assets.
Is collateral always required for crypto loans?
Most decentralized crypto lending platforms require overcollateralization, meaning the value of the collateral provided by the borrower exceeds the value of the loan. Centralized platforms may offer undercollateralized or uncollateralized loans to certain verified entities, but this is less common for individual users.