Lending
Lend and borrow crypto: Earn interest or get liquidity without selling assets.
Top gainers this week
Top losers this week
7 days at the top this week: $AAVE is dominating the category
$ZERO -147 places this week
$BEND -130 places this week
$BLUR climbed 120 places this week
$TMX · 0 gem score this week
$AAVE · 79 gem score this week
95 tokens rose and 102 fell this week
$XCN climbed 154 places this month
@panteoGovernance+1•11$MORPHO tackles DeFi’s silent friction: capital inefficiency in lending. It intelligently routes liquidity, either through direct peer-to-peer matches or existing protocols like Aave, securing optimal rates.
This efficiency layer isn't flashy. It makes core DeFi primitives perform better, a fundamental improvement the market often ignores. This creates a durable advantage, solving a systemic pain point.
@sazoxGovernance+1•7$COMP is waking up after months of compression.
DeFi OG. Real protocol revenue. Active governance.
From a trading perspective:
• Volume is picking up
• Range tightening
• Watching for structure shift above range highs
Unlike pure narrative plays, $COMP moves when DeFi usage moves.
@bdrexGovernance+1•6$AAVE continues to stand out as one of the strongest DeFi protocols, consistently driving innovation in decentralized lending.
@traviGovernance+3•4$SPK looks hot, defi has been in shambles recently but this is nice to see
- @panteoGovernance+1•2
$AAVE isn't a lending narrative, it's the interest-rate settlement layer most of DeFi's leverage clears through, and the market keeps pricing it as governance-only while the activated DAO buyback plus the Umbrella safety module now route live protocol revenue into recurring $AAVE demand, so the token has a fee-linked floor instead of pure vote value, but that floor is discretionary DAO policy funded by a revenue base still an order of magnitude below the $1.29B cap and reversible by the same vote that switched it on.
Token | Price | 1d % ▲▼ | 1w % ▲▼ | 1m % ▲▼ | Market Cap ▲▼ | Volume 24h ▲▼ | Score ▲▼ | Category | Holders ▲▼ | Entropy ▲▼ | Mc/Rev ▲▼ |
|---|---|---|---|---|---|---|---|---|---|---|---|
Aave V4AAVE | $128.42 | 6.2% | -1.6% | 45.6% | $1.92B | $1.50M | 78.01 | 188,641 | 0.4243 | 12,933 | |
AaveAAVE | $128.48 | 6.2% | -1.6% | 45.6% | $4.46M | $372,546 | 75.94 | 142,567 | 0.3027 | – | |
AaveAAVE | $128.42 | 6.2% | -1.6% | 45.6% | $1.93B | $212,806 | 75.8 | 37,707 | 0.3988 | – | |
AaveAAVE | $128.2 | 6.2% | -1.6% | 45.6% | $6.52M | $274,489 | 75.58 | 28,383 | 0.4312 | – | |
KaminoKMNO | $0.02578 | 2.8% | 2.9% | 40.2% | $257.77M | $1.44M | 74.89 | 54,237 | 0.3551 | 26.39 | |
Maple RWASYRUP | $0.2272 | 3.9% | 5.1% | 51.6% | $251.21M | $486,696 | 73.77 | Lending+1 | 17,030 | 0.4597 | – |
Staked AavestkAAVE | $126.67 | 4.9% | -2.7% | 44.4% | $302.27M | $5,181 | 73.13 | 19,186 | 0.5302 | – | |
Aave Ethereum WETHaEthWETH | $2,572 | 5.6% | 4.9% | 36.7% | $6.01B | $962.78 | 72.55 | ETH+1 | 46,518 | 0.5233 | – |
Syrup TokenSYRUP | $0.2273 | 3.9% | 5.1% | 51.6% | $963,989 | $123,061 | 72.48 | Lending+1 | 6,469 | 0.5677 | – |
ChainXCN | $0.004229 | 11.3% | -3.3% | 41.5% | $291.33M | $514,314 | 72.19 | Utility+1 | 64,877 | 0.3067 | – |
Compound V3COMP | $20.66 | 2.1% | 6.0% | 26.9% | $199.58M | $20,900 | 72.18 | 218,910 | 0.3702 | 430.72 | |
Morpho TokenMORPHO | $2.446 | 7.9% | -4.0% | 24.5% | $73.35M | $2.17M | 71.85 | 146,293 | 0.2262 | – | |
Aave Arbitrum WETHaArbWETH | $2,613 | 7.0% | 6.4% | 38.8% | $5.79B | $23.02 | 71.84 | 127,676 | 0.5881 | – | |
AaveAAVE | $128.42 | 6.2% | -1.6% | 45.6% | $1.91B | $5,179 | 71.08 | 17,532 | 0.4141 | – | |
Aave Ethereum USDCaEthUSDC | $0.9998 | -0.0% | -0.0% | 0.0% | $2.13B | $1,398 | 70.57 | USD+1 | 27,799 | 0.6273 | – |
ClearpoolCPOOL | $0.02038 | -1.4% | 1.8% | 13.7% | $20.38M | $99,255 | 70.16 | 22,264 | 0.4657 | – | |
Morpho TokenMORPHO | $2.444 | 7.9% | -4.0% | 24.5% | $1.62B | $57,361 | 69.66 | 21,863 | 0.339 | 0 | |
EdelEDEL | $0.01105 | -0.4% | -0.7% | 90.9% | $11.05M | $211,332 | 69.64 | Lending+1 | 24,887 | 0.4209 | – |
Aave Base WETHaBasWETH | $2,608 | 6.9% | 6.2% | 38.6% | $5.79B | $6.199 | 69.14 | ETH+1 | 318,501 | 0.4754 | – |
Seamless V2SEAM | $0.01328 | -5.6% | -47.1% | -15.6% | $540,433 | $1,399 | 68.96 | 110,751 | 0.2134 | 1,126 | |
NexoNEXO | $0.836 | 0.9% | -0.0% | 15.9% | $833.78M | $10,226 | 68.27 | Utility+1 | 70,856 | 0.2244 | – |
JOEJOE | $0.03013 | 2.2% | -0.2% | 7.7% | $15.06M | $10,620 | 67.57 | 54,347 | 0.2336 | 17.03 | |
Euler DAOEUL | $1.221 | 0.7% | -5.0% | 6.3% | $29.78M | $24,285 | 67.53 | 5,538 | 0.451 | 37.08 | |
Huma FinanceHUMA | $0.0228 | 6.5% | 5.8% | 16.6% | $39.02M | $33,643 | 67.3 | 21,984 | 0.2885 | – | |
Moonwell VaultsWELL | $0.002029 | 1.6% | 2.5% | -28.3% | $8.97M | $21,693 | 66.75 | 135,631 | 0.304 | 45.92 |
Frequently asked questions
How has Lending performed recently?
The Lending category has seen more tokens climb than fall over both the 7-day and 30-day windows, with 122 tokens up and 63 down in the past week, and 129 up and 56 down over the past month. Aave V4 (AAVE) is a clear leader, showing a 7-day and 17-day streak and the highest score of 79.2719. Onyx V2 (XCN) and Alchemix V3 (ALCX) have been significant climbers in both periods. Conversely, Mendi Finance (MENDI) was a notable faller over the last 7 days, while cap (CAP) and 全网首个金库借贷不靠散户注资 were among the biggest fallers over the last 30 days. Alchemix V3 (ALCX) also registered the lowest score of 0.0 in both periods. Aave (AAVE) entered the top K over the 30-day period, while Nexo (NEXO) exited.
What is crypto lending?
Crypto lending allows cryptocurrency holders to lend their digital assets to borrowers in exchange for interest payments. This process is facilitated by decentralized finance (DeFi) platforms or centralized exchanges.
How does crypto lending work?
Lenders deposit their cryptocurrency into a lending protocol or platform. Borrowers then take out loans, typically by providing other cryptocurrencies as collateral. The interest rates are determined by supply and demand within the platform, and lenders earn a portion of the interest paid by borrowers.
What are the benefits of crypto lending?
Benefits include earning passive income on idle crypto assets for lenders, and for borrowers, it offers a way to access liquidity without selling their holdings, potentially avoiding taxable events or maintaining long-term positions.
What are the risks associated with crypto lending?
Risks include smart contract vulnerabilities in DeFi protocols, counterparty risk with centralized platforms, potential for liquidation if the value of collateral drops significantly, and volatility in the underlying cryptocurrency assets.
Is collateral always required for crypto loans?
Most decentralized crypto lending platforms require overcollateralization, meaning the value of the collateral provided by the borrower exceeds the value of the loan. Centralized platforms may offer undercollateralized or uncollateralized loans to certain verified entities, but this is less common for individual users.